Category Archives: Health & Lifestyle

Pie Chart

My 2018 Financial Goal Assessment

My life has been changing at a rapid pace lately, I feel like it’s been hard to keep up. So far:

  • I’m married! More than a year has passed and I’ve yet to get all my updated government IDs. It’s been a huge challenge to get these government IDs, by the way. I could go on and on about the annoying changes in requirements, unhelpful information desks and unexpected waiting times. That’s the Philippine government for the average Filipina, I guess.
  • I’m pregnant! It’s been 25 weeks already, and my mind had been focused mostly on pregnancy-related tasks, such as maternity benefit requirements, food I want to eat in the next hour, OB-GYNE appointments, lab tests and sleep.

So now I need to go and update my current portfolio to include the upcoming baby in my financial plan. I like thinking ahead, after all. :D

Let’s get started!

Being single was easy, especially back when I was just dating my husband, who was pretty good at managing his income himself. But now, since my husband is his family’s breadwinner and I can’t take that away from the Uys even if I wanted to, I need to essentially man up and act like a single mom temporarily until everything gets sorted out. Where should one start when reassessing someone’s financial situation?

1. Check current status I’ve taken a look at my current basket of eggs and it’s looking fair–not that great for someone at my age, but pretty average for a writer. I keep my stress levels pretty low, with occasional healthy eating, mindfulness exercises and daily walking sessions. I think I’m doing good for a 31-year-old! :) At this rate my life expectancy is 87, which I will reach in 2074. That’s a pretty daunting year, considering the current economic issues plaguing the Philippines and neighboring countries. I’m crossing my fingers that things won’t get worse!

2. Change asset allocation As soon as I get my bank records updated, I’m changing my current asset allocation in favor of higher risk, higher return products. Ideally, younger people (those in their 20s) should be more aggressive with investments because higher risk products tend to get better with time, and younger people more often than not have time on their side. In my case, though, I’ve been more of a conservative in my younger years. I strongly feel that it’s time to take more risk, even if just for the next three to five years.

Pie Chart

 

My immediate to-dos:

  • Stop my voluntary retirement fund subscription at work. The 2% deduction from my net monthly income can be better spent elsewhere.
  • Increase my stock subscription at work. Just a 2% bump can help me meet my long-term investment goals.
  • Consider PERA funds, because I don’t want to miss out on the 5% tax credit.
  • Consider cryptocurrency.
  • Consider a new bank account in August.

3. Rethink insurance. With a dependent on the way, I need to start getting my life insured. Or at least get a death plan ready. While cremation costs can reach an affordable Php100,000 at most, my small family will need about 10 times that amount to get them going for the next six to ten years. I’m leaning towards term life insurance good for the next 20 years (or until my dependent becomes independent) since it’s cheaper and satisfies my needs.

That’s all for now. Hopefully I stick to this plan this time!

How about you guys? Have you seriously thought about saving for your future? Do you get antsy like I do whenever you think about your situation ten to 20 years from now?

Jaden Emmanuel L. Trinidad Blue Water Day Spa

BlueWater Day Spa celebrates anniversary, offers 40% discount

An advocate of good health and well-being, BlueWater Day Spa (BWDS) has put together a special lineup of services for today’s growing group of professionals– the “slashies”, or those who have different responsibilities to juggle.

What’s more, this new lineup of wellness and beauty services are heartily endorsed by today’s top celebrities:

Jaden Emmanuel L. Trinidad Blue Water Day Spa

Actress and entrepreneur Kim Chiu has nothing but good praises for BWDS’ Lymphatic Massage, Manila Times COO Blanca Mercado the Anti-Aging Facial, actor Ben Alves and actor and model Ervic Vijandre the Athlete’s Massage, actor and model David Licaoco the Combo Herbal Massage, Man of the World 2017 Mustafa Galal Elezali the Revitashape, and baby brand ambassadors Yasmine Chloe Simisim, Kurt Wyatt T. Yap, and Jaden Emmanuel Trinidad.

Benjamin Alves Blue Water Day Spa Ambassador

In addition, there is a special offer this October: With BWDS’ anniversary month this October, guests will receive a special 40% discount on wellness and beauty services until the end of the month. This gives guests more reasons to enjoy its lineup of services and give their bodies its much needed boost to fight life’s daily stress.

Events such as this enables BWDS to stay true to its brand promise of offering its clients only the best wellness and beauty treatments. It continues to advocate the benefits of self love by making the time and effort to take one’s self, regardless of how busy (or young!) he/she may be. So go on, relax, take a breather, and recharge our batteries.

For more information on BlueWater Day Spa and its services and other promos, you may “like” their Facebook page, https://www.facebook.com/bwdspa/

Ariel_JuanWash_2

The modern Juan paves the way for gender equality at home with Ariel’s #JuanWash

Perhaps no era has prompted a more dramatic shift in gender norms than this one; and these changes are most evident in one of the most basic facets of daily life — chores.

Where household tasks were once viewed as “women’s work” decades prior, nowadays, a more equal division of tasks for cooking, cleaning, laundry duties, and the like in the new millennium is far from unusual.

Ariel_JuanWash_2

According to the National Statistical Coordination Board (NSCB), Filipino men are getting more and more involved in household work. In fact, statistics show that a significant increase was seen in the beginning of 2000s, with employed men allotting an average of 5 hours working on chores. This is a big jump, compared to the average of 1.87 hours from the numbers gathered on employed men from 1979.

With these findings, it’s exciting to see how this would continue to take off to new heights. A contemporary and fresh perspective on equality always starts from the core of the community, the family, and this is precisely why Ariel wants to keep the conversation going for every Juan.

As an homage to the men who show their support with the simple yet powerful act of contributing to housework, Ariel’s #JuanWash campaign seeks to inspire men to embrace one of the crucial roles in making a house a home by simply chipping in on the laundry. On September 1, 2017, Ariel will be launching the campaign online as a thank you to the Juan Washers, or the men who confidently help with the laundry thanks to Ariel Power Gel that makes washing clothes easily done in no time at all.

“For a long time, it has been common for women to have a bigger share in terms of household chores. With the rise of double-income homes and a more open-minded cultural landscape, men are now much more accepting of the idea of contributing to the housework,” explains Luisito Morante, Regional Brand Communications for Procter & Gamble, ASEAN Fabric & Home Care.

Many homes have their laundry washed twice a week. If the men of the household were to set aside one day for laundry, this can mean a world of difference for the family as a whole. As a convenient reminder of how each week gives men an opportune moment to show their support, Ariel is looking to dedicate Fridays as #JuanWash days. With this slight addition to their weekly routine, the men of the household can be a New Man as an expert in laundry, all thanks to Ariel Power Gel that makes superior clean effortless. Especially formulated for better stain removal, anyone can now reach the new standard of laundry with Ariel #JuanWash.

By celebrating the men who take a stand for equality through #JuanWash, Ariel continues to break barriers after coming from the successful launch of #AhonPinay – a project in partnership with TESDA (Technical Education and Skills Development Authority) that sought to provide women with more work opportunities by training them in commonly male-dominated jobs. Through #JuanWash, Ariel further emphasizes the advocacy of empowering Filipinos by showcasing the modern Juan’s role in laundry chores as a critical step towards welcoming the change to lead. Because someone who is man enough to do laundry, is someone who cares enough to let the women in their lives have the same opportunity to progress even more.

In partnership with Eat Bulaga, Ariel will be scouring through many different barangays in Metro Manila to find Juan Washers every Friday, starting on September 1. Not only is this meant to put the spotlight on individual Juan Washers, but it’s a way to show everyone how valuable their role is in further pushing equality in the family and in the community.

Ariel_JuanWash_1

A lot is in store for Ariel’s #JuanWash initiative, and we hope you can also take part in spreading the word for this nationwide movement! Go ahead and be a part of the change by contributing to your share of the household chores with #JuanWash – one wash at a time.

To learn more, visit Ariel’s website, Facebook, and Youtube page.

My Little Pony Friendship Run Manila 2017

Join the My Little Pony Friendship Run this September!

Are you into My Little Pony? You can still sign up and join the My Little Pony Friendship Run in Manila on September 23.

Join Applejack, Fluttershy, Pinkie Pie, Rarity, Rainbow Dash and Twilight Sparkle as they spread the elements of harmony–honesty, kindness, laughter, generosity, loyalty and magic–out in the serene beauty of SM by the Bay.

My Little Pony Friendship Run Manila 2017

All participants will receive an exclusive race kit consisting of a race bib, a gold finisher’s medal, a hair accessory, a multicolor sweat band, a My Little Pony shirt (your choice of pink or blue) and a drawstring bag. That’s an awesome set of goodies for as low as Php700.

REGISTRATION FEE SCHEDULE:

  • 500m – Php700
  • 1K – Php700
  • 3K – Php900
  • 5K – Php1000

Note that discounts are available for groups.

To register, simply secure your slot in your chosen category at participating Chris Sports outlets in Manila. Redeem your race kit at participating Toy Kingdom stores, then join the race on September 23 at SM by the Bay, MOA Complex.

You can also opt to register and pay online by visiting THIS LINK. You can either pickup your race kit at a participating Toy Kingdom store, or have your kit delivered for an extra fee.

PARTICIPATING CHRIS SPORTS OUTLETS:

  • SM North EDSA Main
  • SM Megamall
  • SM Mall of Asia

PARTICIPATING TOY KINGDOM BRANCHES:

  • SM North EDSA Main
  • SM Megamall
  • SM Mall of Asia

Don’t forget to thank Global Procurement Inc. and Toy Kingdom for making this possible along with Shakey’s, Chris Sports, SIS, DEVANT, SM by the Bay and MediaLink.

Trikini 2017 by Pouch Nation

Trikini 2017: Post-event thoughts

The first ever Trikini event-for-a-cause concluded in McKinley West Park without much fanfare, but it sure was fun!

Trikini 2017 by Pouch Nation

It was my first time to join a fun run, and I didn’t expect to see this fancy microchip bracelet. The event organizers even got to scan our bracelets before we ran.

The event was slated to drive donations to SOS Children’s Village Philippines, inviting food and gear kiosks such as Hot Off the Grill, Lock and Leave and ON shoes.

Hot off the grill

Lock and Leave

On Running Shoes for Women

Winners of the friendly 5k run and 15k bike ride snag prizes from ON Shoes and Colnago. The running shoes pictured above are incredibly lightweight and they all featured nice looking uppers. For the women’s shoes, prices range from 6k to 8k. I’ll probably save up money for a good pair of running shoes like these. Note to self: Get a pair with good arch support.

Post run mug shot

I most likely finished last, reaching the finish line at around 6:13 p.m., but it was sooo fun. (And to think I went totally unprepared for the event.) I’m just glad I got to take home a finishers cap (I’ve been wanting to get a cap of my own, thanks, universe!) Note to self: Hydrate at least a day prior any runs, prepare for the run for at least 8 weeks, and rehydrate immediately after the race.

Trikini Concert

And the day ended with some music from SinoSiKat, Extrapolation and Sanya Smith.

What’s cool is that there will be more Trikini events to come! “The Trikini Series shall continue in other loations and seasons aligned with our mantra that it’s always a matter of here and now to get fit and enjoy the outdoors,” says Sam Okal of GEO Events Management.

“The ultimate goal is to encourage more city dwellers to live active lifestyles and enjoy the outdoors, no matter what the season.”

Husky dog

Caring for Your Senior Dog

Husky dog

If you have a dog that’s getting old, you probably know that he needs different care than when he was younger. As dogs age, just like people their health care and nutritional needs change. They may start to experience a range of problems that affect their bones, eyesight and hearing.

Joint and Muscle Pain

Dogs can experience more joint and muscle pain as they age due to loss of muscle strength and bone density. Just like senior people, senior dogs are more prone to degenerative diseases. Painful conditions like tendonitis and arthritis affect many senior dogs, especially as they become less active. You may notice that your dog isn’t able to walk as far on outdoor walks or find a comfortable sleeping position. He may have trouble climbing stairs, getting into the car, or simply getting up after laying down for a while. Many dogs who are experiencing joint and muscle pain can benefit from cetyl m for dogs, a natural dietary supplement that can help joint pain.

Eyesight

Many dogs develop cataracts that cause vision impairment or vision loss as they age. Certain breeds are more prone to cataracts due to eye color and sensitivity to strong UV rays which may damage pupils. If you notice that your dog’s eyes look hazy or glazed over, he may be developing cataracts. Senior people get cataracts too, but new laser technology has made cataract treatment for people much more manageable and affordable. Unfortunately, treatment for cataracts in dogs has not progressed as quickly, and treatment is not affordable for most dog owners. Depending on location and type of treatment, cataract surgery on dogs can cost as much as $5,000 per eye.

Hearing

As a dog ages, hearing can diminish in one or both ears. You may notice that your dog doesn’t respond when you call him or looks in the opposite direction when you do. If hearing loss only affects one ear, he will still hear sounds in his good ear, but it will be hard to distinguish where the sound is coming from. He may look in the opposite direction of the sound if it’s in the direction of his deaf ear. Dogs experience hearing loss for many of the same reasons that people do. Common reasons that dogs lose their hearing include inflammation or infection in the ear canal, wax buildup, ear mites, exposure to certain drugs, noise or head trauma, and old age.

GEO Trikini 2017 Poster

Run, Bike and Party with Trikini on August 19

MANILA, Philippines – Megaworld Lifestyle Malls shall be presenting a unique active lifestyle event on August 19, 2017 in McKinley West Park.

Trikini is an urban fitness party that will feature three basic elements- run, bike, and party- in a safe and exclusive venue where attendees can enjoy the outdoors right in the heart of the city. With a dress code of sports, active or beach wear, guests can participate in their activities of choice quite comfortably.

The event will have two zones: Active and Fest. The Active Zone allows festival goers to get their fitness fix with a friendly 5K run and 15k bike race. For attendees looking for a more relaxed experience, the Fest Zone offers dance workshops, oversized inflatables, and a main stage that will feature performances by high-profile acts such as SinoSiKat, Extrapolation, DJ Khai Lim, and Sanya Smith!

“Trikini highlights enjoying the urban outdoors and being comfortable in your own skin,” says Sam Okal of GEO Events Management. “Since all the fitness activities are optional, you can decide on your level of participation. Competition is also kept light and friendly with cash prizes going as donations to beneficiary SOS Children’s Villages Philippines.”

For fifty years, the organization has provided healthcare, housing, and education to underprivileged children and families in the Philippines. Attendees may learn more about SOS and how they may contribute to its initiatives during the event.

“Essentially, it’s Trikini’s overall vibe that sets it apart from other events in the category,” continues Okal. “The ultimate goal is to encourage more city dwellers to live active lifestyles and enjoy the outdoors, no matter what the season.”

Don’t let the rainy season stop you from being active and enjoying the outdoors! Ticket prices are PHP 5,000.00 and can be purchased online at trikini.pouchnation.com, bank deposit and credit card payments accepted. Promo codes are available through Megaworld Lifestyle Malls (Eastwood, Uptown Bonifacio, and Venice Grand Canal), Colnago Manila, Secondwind, and Athleema Makati.

Work Out New York Promo

Work Out New York hits 2nd Avenue on March 27

Work Out New York Promo

Tune in on Monday to catch the first episode of Work Out New York. This show chronicles the everyday lives of some of New York City’s top trainers, Lindsey Clayton, Joe Lazo, Layla Luciano, Lena Marti, Noah Neiman, Courtney Paul, and Holly Rilinger, as they compete to land top clientele.

Work Out New York Season 1 Cast

And we all know how difficult it is to work out regularly… Heck, I tried boxing, pole-dancing, weight-training, yoga (and most recently anti-gravity yoga), and I couldn’t get myself to turn any of these activities into a habit. It’s a challenge for the average person.

So think about the pressure (the intrigue, rivalry and jealousy) on these trainers to be in tip top shape physically and even emotionally so they can become personal trainers to New York City’s wealthiest residents. I’m sure this series will not only be #fitspirational.

Work Out New York Season 1 Trainers

Don’t miss the premiere of Work Out New York on 2nd Avenue – Seen on UHF Free TV Ch. 29, SkyCable Ch. 19, Global Destiny Cable Ch. 29, Cablelink Ch. 35, and Cignal Ch. 28- on March 27, Monday, at 9 PM. Join the conversation at #WorkOutNewYorkOn2ndAvenue.

For more info about the latest reality shows and whatnot, check out 2nd Avenue on http://2ndavenue.ph/, like/follow the network on www.facebook.com/2ndAvenue, or follow on Twitter via @2nd_Avenue and on Instagram via @2ndavenuetv.